Rules and Regulations for our Best Deal Guarantee.
Who Qualifies: Consumers in the State of Illinois, Florida and Colorado who are currently shopping for a home purchase or refinance. In order to qualify a current Loan Estimate will be provided to Smart Mortgage Centers showing a current offer from a bank, mortgage lender or mortgage broker. Current offer will be dated within 24 hours of the day we are offering you a quote. Loan estimates that are not dated within 24 hours will not be valid and will be considered void.
What you will receive: If we can not beat your current deal we will supply each consumer with the same offer of equal value. A gift card valued at 10.00 for coffee, along with a 10.00 lottery scratch off ticket for a chance to win up to a (million) 1,000,000 dollars. Gift card and scratch off ticket is sent by certified mail with a tracking number. After the gift card and scratch off ticket is delivered to the United States Post Office we will no longer be responsible for your shipment. Once you receive your shipment Smart Mortgage Centers will not be responsible for any liabilities related to gift cards or lottery scratch off tickets including taxes from winning tickets.