Exciting news for homebuyers! The market has responded yet again, and conforming loan limits are on the rise. The new limit has been raised to $802,650, which means you can now buy a home priced up to $831,500 with just a 3% down payment. 🏡✨ These new limits create even more opportunity for potential homeowners,…
Simplify Your Home Buying with the Smart W2 Only Mortgage Program Navigating the mortgage landscape can often feel overwhelming, especially when traditional loans demand extensive documentation and lengthy employment histories. However, with Smart Mortgage’s innovative W2 Only program, the path to homeownership becomes significantly smoother and more accessible. Call Today (888)842-7272 or Apply Online Streamlined…
Investing in real estate can be a highly lucrative venture, especially when you have the right financial partner to support your ambitions. Smart Mortgage offers Debt Service Coverage Ratio (DSCR) programs tailored for investors, providing a range of flexible and accessible financing options. Here are the highlights of our DSCR programs designed to help you…
Today marks a significant milestone in the journey of Smart Mortgage Centers – our 27th anniversary! As we reflect on this incredible journey, it’s an opportune moment to express our heartfelt gratitude to everyone who has been a part of our story. A Thank You to Our Partners and Consumers First and foremost, a massive…
According to the Housing Wire, The average U.S. mortgage rate for a 30-year fixed loan fell four basis point this week to 2.67%. What does this mean for you? Well, if you’re looking to lower your monthly mortgage payments or interest rates, then now may be a good time to refinance. But, what is refinancing,…
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