VA Home Loans

VA home loans continue to be a popular mortgage choice for home buyers and those looking to refinance.  In fact the VA has been helping Veterans own homes since 1944.  Simplified guidelines include easier qualifications with NO down payments. Even better Veterans that qualify with Smart Mortgage Centers will receive a wholesale VA mortgage rate.  When shopping for a VA mortgage be aware of large VA lenders, most will offer you a retail mortgage rate and upfront fees. VA quotes are always free, get started by calling (888)842-7272.  Local VA mortgage experts are standing by and ready to help.  Connect with a licensed home VA specialist, ask questions and find out if you qualify.

  • No Down Payment
  • No Mortgage Insurance
  • Wholesale Interest Rates
  • Relaxed Credit Requirements (500-579 credit scores need 10% down).
  • 580 Plus Fico Scores = 100% Financing
Smart Mortgage offers Lower VA Rates and Costs

When it comes to VA loans, Smart Mortgage has more options.  Regardless of what a consumer thinks, Mortgage Brokers offer a wholesale rate and lower costs.  Going directly to the bank or a mortgage lender is not a better option.  If you are in doubt, it is always a good idea to get a couple of quotes and compare them.  If you still don’t understand the difference between VA wholesale and retail mortgage rates call (888)842-7272.  A Local Mortgage Broker will be able to offer you more programs.  Banks and Lenders have set mortgage guidelines including set credit score limits.  Smart Mortgage can work with all types of credit scores.

Working with Top Rated VA Specialists

The VA Mortgage team is celebrating its 27th year in business.  Our experience allows for consumer mortgage confidence especially with our VA wholesale rate option.  We navigate consumers through the mortgage process,  explain options and find what choice works best for you. We specialize in more than just refinancing mortgage loans.  Check out consumer Home Buyer Grants, USDA home loans, Non-Prime home loans and our customer reviews.

Get on the Path to Buying a Home or Refinancing. We got your Back!
VA Home Loans
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    VA Benefits
    • Lower Rates
    • Lower Payments
    • Fixed Payments
    • Easier Qualifications
    • One on one Personal Service
    • Online Technology

    Find your VA Mortgage now (888)842-7272.

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