Today’s Bedford, Virginia Mortgage Rates

Let us find you the lowest Bedford mortgage rate and NO closing cost options. Always compare Rates, APR and fees before you commit.

Home Purchase Rates in Bedford

30-Year Fixed*

Conventional

Rate 6.50%

APR 6.535%

FHA Loan

Rate 6.00%

APR 6.766%

VA Loan

Rate 6.125%

APR 6.289%

Refinance Rates in Bedford

30-Year Fixed*

Conventional

Rate 6.50%

APR 6.535%

FHA Loan

Rate 6.000%

APR 6.766%

VA Loan

Rate 6.125%

APR 6.373%

Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 11/16/2022 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday.  Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888)842-7272.

Our process is stress free and smooth.

Complete your home purchase or refinancing in Bedford, Virginia with easy online access and a designated professional.

1. Pre-Qualify

A Bedford, VA Home Loan Expert will have you pre-qualified to buy a home or refinance within 5 minutes. Call now (888)842-7272

2. Apply Online

Fast and easy online application takes 10 minutes.

3. Upload Documents

Simply upload your requested documents to get to the closing table fast.

4. Close Your Loan

Sit back and enjoy your new home purchase or refinance loan in Bedford, VA from the Smart Mortgage team.

Refinance your Bedford Home Today.

Looking for a lower rate, or maybe it’s time for home improvements or cash out.  Get a customized refinance quote from 8 year to 30 year terms.

“This team is exceptional. Refinanced my home in 11 days! Got the rate I wanted and Michelle was very helpful from start to finish. Happy I could work with a local company with a successful outcome.” Mel Cameron – Country Club Hills, IL

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We Service the entire State and Surrounding Areas.
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